Many people use their smartphones, tablets, and other mobile devices as mobile wallets to pay for goods and services, downloading software that allows them to complete both online and in-person transactions. As our use of mobile wallet services increases so does the need to protect mobile devices, wallet apps, and associated data from theft and cyber attacks.
Consider your surroundings, use your mobile device discreetly.
Do not use a mobile wallet to conduct . . .
Lower Your Expected Family Contribution with These Techniques
Author: Robert J Falcon, CPA, MBA, CFP® Candidate
Release Date: 9/14/17
Many anxious families will begin to prepare the Free Application for Federal Student Aid (FAFSA) and possibly the CSS Profile starting October 1 (it’s for the 2018-2019 school year). Utilizing your family’s income and asset information, this form calculates the Expected Family Contribution (EFC), or the minimum amount each school will expect a family to contribute towards their dependent’s college education. The income portion of this EFC will utilize family’s 2016 . . .
Small business owners have plenty of challenges and worries to occupy them. A recent survey performed by the National Federation of Independent Business noted that 9 of the top 10 small business challenges directly relate to government, with health care and excessive regulation #1 and #2, respectively. The #3 worry, federal income tax on business, is one that business owners don’t perhaps understand well enough, as it can actually be a big asset to them and their families when it comes . . .
Harvesting (Selling) High and Planting (Buying) Low
Author: Robert Falcon, CPA, MBA, CFP® Candidate
Release Date: 7/12/17
I spent quite a bit of time weeding and managing my vegetable garden this weekend. While fertilizing and watering my tomatoes and peppers, I caught numerous fragrant whiffs of my Genovese basil, telling me in no uncertain terms that summer has arrived. While some of my basil will be used in making spaghetti sauce (a/k/a gravy here in Philadelphia) and Caprese salad (fresh mozzarella, garden tomatoes, balsamic, and olive oil), most of it will be ground with pine nuts, garlic, and olive oil . . .
Everyone loves a deal but often investors fall into the trap of an emotional buy, “that low-priced stock is a bargain, and I should buy it.” A five-dollar stock that moves to $10 is a 100% gain it doubles your money; that feels like a win-win, right? Unfortunately, it’s an emotional way of buying stocks. A rational analysis would be that a low-priced stock is not usually a “cheap” stock but may actually be fairly valued or even overvalued.
Take a look at . . .