Small business owners have plenty of challenges and worries to occupy them. A recent survey performed by the National Federation of Independent Business noted that 9 of the top 10 small business challenges directly relate to government, with health care and excessive regulation #1 and #2, respectively. The #3 worry, federal income tax on business, is one that business owners don’t perhaps understand well enough, as it can actually be a big asset to them and their families when it comes . . .
Harvesting (Selling) High and Planting (Buying) Low
Author: Robert Falcon, CPA, MBA, CFP® Candidate
Release Date: 7/12/17
I spent quite a bit of time weeding and managing my vegetable garden this weekend. While fertilizing and watering my tomatoes and peppers, I caught numerous fragrant whiffs of my Genovese basil, telling me in no uncertain terms that summer has arrived. While some of my basil will be used in making spaghetti sauce (a/k/a gravy here in Philadelphia) and Caprese salad (fresh mozzarella, garden tomatoes, balsamic, and olive oil), most of it will be ground with pine nuts, garlic, and olive oil . . .
Everyone loves a deal but often investors fall into the trap of an emotional buy, “that low-priced stock is a bargain, and I should buy it.” A five-dollar stock that moves to $10 is a 100% gain it doubles your money; that feels like a win-win, right? Unfortunately, it’s an emotional way of buying stocks. A rational analysis would be that a low-priced stock is not usually a “cheap” stock but may actually be fairly valued or even overvalued.
Take a look at . . .
I spend most of my time as a Financial Advisor telling my clients not to try to time the market. Study after study shows that no advisor can consistently time the market, as you have to be right not once, but twice. First, you have to guess when the market will begin to tank, sell it all, then know when to jump back in after the market has bottomed out and is ready to take off again. But there is one exception to when I can confidently say that you should and could time the market, and that . . .
A broad-based commodities index as represented by the Bloomberg Commodity Total Return Index will help diversify an investment portfolio made up of both stocks and bonds but will not necessarily improve returns in the same portfolio over the long run.
The Bloomberg Commodity Total Return Index is a broad-based index of 24 commodities. The heaviest weighted commodities in the index include natural gas at 10.8%, gold at 9.8% and oil at 9.7%. The index also includes such commodities as . . .