A broad-based commodities index as represented by the Bloomberg Commodity Total Return Index will help diversify an investment portfolio made up of both stocks and bonds but will not necessarily improve returns in the same portfolio over the long run.
The Bloomberg Commodity Total Return Index is a broad-based index of 24 commodities. The heaviest weighted commodities in the index include natural gas at 10.8%, gold at 9.8% and oil at 9.7%. The index also includes such commodities as . . .
A college education is likely one of the most significant purchases a young person today will make, ranking behind their first house, but probably more than their new car. This was not always the case. Like many other children of the WW II generation, we were able to go wherever we wanted to college and could take on student loans to make up any shortfall. Many of my fellow moms and dads think this is still the case, but as you will see below, such assumptions could cripple the . . .