Our exclusive Investment Policy Statement is your assurance of financial security
Our investment planning process begins with a holistic view of your overall financial health and security. Our advisors will obtain a detailed understanding of your values, goals and highest wants. We review your cash flow, liability and tax situation.
After all assets and investments are analyzed, we present you with an Investment Policy Statement (IPS), individually written for you and your family. The IPS defines how investments will be prudently managed to meet your goals.
Regular financial review meetings are scheduled to track performance against your goals and your portfolio. Our reporting also includes a Quarterly Wealth Management Report. This is a simple report, issued regularly, that summarizes the results of all your accounts - everything that you own.
We employ a Nobel Prize-winning investment philosophy which supports a strategic asset allocation for each client. Our focus is on low-cost investments and funds with low turnover and trading.
Fidelity Investments and TIAA-CREF are our recommended independent custodians for your investment assets. OSRA receives no compensation from Fidelity, TIAA-CREF or any other investment company. We are a Registered Investment Advisor and have a fiduciary responsibility to act in your best interest.